Ship Worldwide - Lowest shipping Rates to the USA &
Carpet Cleaning Supplies
INTERNET SPECIAL Tile Grout
manufacturer's the best quality
products and super concentrated chemicals in the industry which saves you
money. In house and through are partner we offer financing and leasing for all of
your equipment needs. At Fabchem We have financing as low as $14
INFORMATION AND APPLICATION
equipment for your business? Ownership of equipment generates profits!
application Lease it
for application 800-510-2436
for application Email
for Equipment Lease Financing now to receive an instant/secure decision! No
obligation by applying.
deciding how to pay for an equipment acquisition, it is important to
is the use not ownership of equipment that generates profits.
Ownership only makes sense if there is potential appreciation, as with real
estate, intellectual property or collectables. Ownership of today's
obsolescence-prone technology does not offer such benefits. Most computers, for
instance, are essentially worthless on the open market in about two
equipment today becomes obsolete at a faster pace than ever before, so your
capital equipment inventory becomes worth less and less, faster and faster.
Ownership is, therefore, of even less value.
allows you to write off the costs of your present equipment as you use it, and
to trade up to new technology when the time comes.
is an extremely flexible tool. It can be structured as anything from a rental
(think "car rental") to a time purchase (think "lease to own"). For this reason,
there are many different benefits of leasing and an equal number of motives as
to why people lease.
other Reasons to Lease...
a quirk in the tax laws, it is now possible to "get paid in advance" to add
equipment. Small businesses can write off up to $250,000 of equipment the year
they put it in service. It is not necessary to depreciate it over several years.
By leasing that equipment, you can have the government pay it's share in front,
essentially getting free use for over a year.
Example: You buy a
$100,000 piece of equipment and finance it on a 60 month lease/purchase contract
with a monthly payment of about $2200. If you're in a 34% bracket, your first
year write-off comes to $34,000, enough to make the first fifteen lease payments
(34,000 2200 = 15.45).
Tax Expensing: For
companies not qualifying for or choosing the Article 179 alternative, lease
payments are written off as made, eliminating the need for depreciation
schedules and allowing faster write off. The result of this is more cash freed
up for other uses than would be available in a purchase/depreciate
Plus" Financing: leases
can cover everything you need to make your equipment work for you. This includes
software, installation, related leasehold improvements, training and even some
supply items. All of this reduces your initial costs to minimal levels, letting
you earn profits from your new equipment faster.
is a well accepted concept. Over 32% of all equipment acquired in the US is
acquired under a lease contract. This makes leasing the single largest form of
external corporate finance in the country. Over 80% of companies ? from small
start ups to "Fortune 500" giants - lease some or all of their
payments can be matched to project revenues; seasonal cash flow variations;
budget limitations and other challenges. The need to divert cash, or add to loan
balances is removed. Our leases can be structured with no payments for up to six
months, longer amortizations, and PUTs, TRACs or other optional alternatives to
lower payments even further.
Reporting Advantages: We
can structure leases to meet FASB requirements for "off balance sheet"
accounting treatment. Since the total committed lease payments now show as a
footnote rather than as a liability, the overall ratios are improved and there
is less risk of lending covenant violations.
Bank Lines: Banks
are great for short term needs and you should use them in that way. An available
line of credit is an extremely valuable tool to address unforeseen emergencies,
therefore reducing those open lines by using them to finance equipment can be
dangerous. Furthermore, bank terms, appetites and flexibility on equipment
transactions range from "less than optimum" to "downright difficult". Let your
bank do what it does best.
Bank Restrictions: Leases
don't include blanket liens, restrictive covenants, rate escalator clauses,
"call anytime" provisions, compensating balance requirements (a five year 6%
loan with a 20% compensating balance requirement actually yields about 15.7%) or
any of those other nasty little surprises that tend to be part of traditional
and Easy: Some
leases feature simplified documentation, easy one page applications, no
financial statements in most cases, accelerated approval times and more. All
designed to get you the equipment you need without delay.
Questions please call 800-510-2436
or for international customers call